General Details Institution: Westpac Banking Corporation Contact Number: 13 19 00 Product Name: Westpac Earth Platinum Apply: n/a

Product Details Card Type: Mastercard, American Express Status Level: Platinum Account Type: Credit Purchase Rate: 19.14% Cash Advance Rate: 20.64% Intro Rate: - Intro Term: - Balance Transfer: 1.99 Free Days: 45 Min Repayment: 2

Fees Annual Card Fee: $250.00 Annual Rewards Fee: - Late Payment Fee: $9.00 Duplicate Statement Fee: $7.50 Trans Verification Fee: - Reinstatement Fee: - Over Limit Fee: $9.00 Over Limit Fee Charged When Over: 1 OS ATM Fee Balance: - OS ATM Fee Withdrawal: $2.50 OS Emergency Card Fee: - Interest Charged From: PurchaseDate Annual Fee Waiver:

Features Overseas ATM Availability: Cirrus Interest Paid On Credit Balance: Purchase Insurance: Auto Travel Insurance: true Loan Application Fee Discount: Comments:

Rewards Rewards Program Avail: Program Name: Qantas Frequent Flyer Program Partners: Qantas Points per Dollar: 1.50 Bonus Points Avail: Bonus Point Partners: An extra point per dollar spent on eligible Qantas services Number of Bonus Points: - Lifetime of Points (mths): - Conditions: Spend for flight and $100 reward assume spending is on Earth Platinum American Express® Card.

Frequent Flyers Conversion to Frequent Flyers: Rewards to Frequent Flyer Ratio: 1 Domestic Airlines: Qantas Frequent Flyer program International Airlines: