General Details Institution: ANZ Bank Contact Number: 13 13 14 Product Name: ANZ Frequent Flyer Platinum Apply: n/a

Product Details Card Type: Visa, American Express Status Level: Platinum Account Type: Credit Purchase Rate: 18.99% Cash Advance Rate: 20.24% Intro Rate: - Intro Term: - Balance Transfer: Free Days: 55 Min Repayment: 2

Fees Annual Card Fee: $295.00 Annual Rewards Fee: $55.00 Late Payment Fee: $35.00 Duplicate Statement Fee: $14.00 Trans Verification Fee: - Reinstatement Fee: - Over Limit Fee: $35.00 Over Limit Fee Charged When Over: 1 OS ATM Fee Balance: - OS ATM Fee Withdrawal: - OS Emergency Card Fee: - Interest Charged From: PurchaseDate Annual Fee Waiver:

Features Overseas ATM Availability: Interest Paid On Credit Balance: Purchase Insurance: Auto Travel Insurance: false Loan Application Fee Discount: Comments:

Rewards Rewards Program Avail: Program Name: ANZ Frequent Flyer Visa Program Partners: Qantas Points per Dollar: 1.50 Bonus Points Avail: Bonus Point Partners: 1 Qantas Frequent Flyer points per A$ spent with Qantas and between 2 and 6 Qantas Frequent Flyer points per A$ spent at Bonus Partner outlets in Australia Number of Bonus Points: - Lifetime of Points (mths): - Conditions: Points and Bonus Points accrue in accordance with the ANZ Frequent Flyer Visa Reward Terms and Conditions, please call 13 22 73 for a copy. You must be a member of the Qantas Frequent Flyer program to earn Qantas Frequent Flyer points. A joining fee applies. Membership subject to the Qantas Frequent Flyer program Terms and Conditions. Limits apply to the number of points that can be earned in a monthly statement cycle. These limits do not apply to Bonus Points. Rewards fee is charged per card on account. Spend for flight or $100 reward assumes only up to $2,500 is spend per month.

Frequent Flyers Conversion to Frequent Flyers: Rewards to Frequent Flyer Ratio: 1 Domestic Airlines: Earn up to one Qantas Frequent Flyer point for every dollar up to $2,500 spent monthly (excluding cash equivalent transactions) Earn up to one Qantas Frequent Flyer point for every two dollars spent thereafter, up to and including a maximum monthly spend of $10,000. International Airlines: