General Details Institution: American Express Contact Number: 1300 132 639 Product Name: American Express Platinum Credit Card Apply: n/a

Product Details Card Type: American Express Status Level: Platinum Account Type: Credit Purchase Rate: 19.99% Cash Advance Rate: - Intro Rate: - Intro Term: - Balance Transfer: Free Days: 55 Min Repayment: 2.50

Fees Annual Card Fee: $395.00 Annual Rewards Fee: - Late Payment Fee: $30.00 Duplicate Statement Fee: $7.00 Trans Verification Fee: $7.00 Reinstatement Fee: - Over Limit Fee: $30.00 Over Limit Fee Charged When Over: OS ATM Fee Balance: $2.50 OS ATM Fee Withdrawal: $2.50 OS Emergency Card Fee: - Interest Charged From: PurchaseDate Annual Fee Waiver:

Features Overseas ATM Availability: Cirrus, Maestro, Other Interest Paid On Credit Balance: Purchase Insurance: Auto Travel Insurance: true Loan Application Fee Discount: Comments: Platinum Credit Card has style and substance. It has a great benefit of one return domestic flight on Qantas each year to one of a range of capital cities and 1.5 point per dollar (up to $100k spend each year)

Rewards Rewards Program Avail: Program Name: Membership Rewards Ascent Program Partners: 7 domestic and international frequent flyer program partners (see below for details) 3 travel agency partners including Travelscene American Express, Harvey World Travel and Flight Centre. Accommodation partners include: Sofitel, Novotel, All Seasons Hotels Best Western, Comfort Hotels, Conrad Jupiters, Conrad Treasury, Crown Promenade, Crown Towers, Four Points by Sheraton, Grand Mecure Hotels and Apartments, Hilton, Ibis Hotels, Mecure Hotels and Resorts, Mirvac Hotels and Resorts, Novotel Hotels and Resorts, Peppers Hotels and Resorts, Radisson Hotels and Resorts, Sheraton, Sofitel Hotels and Resorts, Stamford Hotels and Resorts and Westin. Car rentals with Avis and Hertz. Gift Card partners include: Angus and Coote, Bob Jane T-Marts, Borders, BP, Bunnings, Coles, Country Road, David Jones, Domayne, Harvey Norman, Myer, Officeworks, Rebel Sport, Red Balloon, Sanity, Simon Johnson, Target, Tiffany and Co. and Vintage Cellars, WISH Gift Card. Plus an extensive range of products (approx. 1,400) from brands including Apple, JVC, Lonely Planet, Navman, Nike, Panasonic, Royal Doulton, Samsonite and Sony, to name a few. Experiences rewards from Greater Union, Hoyts, Australian Movie Voucher and Total Experience. Points per Dollar: 1.50 Bonus Points Avail: Bonus Point Partners: Earn Bonus Points with the following Bonus Partners: Avis, Bob Jane T-Marts, DFS Galleria and Hotel Club. Number of Bonus Points: - Lifetime of Points (mths): - Conditions: Points don’t expire as long as Card account is current. No caps on number of pts you can earn.

Frequent Flyers Conversion to Frequent Flyers: Rewards to Frequent Flyer Ratio: 1 Domestic Airlines: Virgin Blue Velocity International Airlines: Virgin Atlantic Flying Club, Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus and Malaysia Airlines Enrich and Air New Zealand Airpoints.