General Details Institution: Citibank Contact Number: 13 24 84 (Press 4) Product Name: BP-Citi Mastercard Apply: n/a

Product Details Card Type: Mastercard Status Level: Standard Account Type: Credit Purchase Rate: 20.89% Cash Advance Rate: 20.89% Intro Rate: - Intro Term: - Balance Transfer: 2.9 Free Days: 55 Min Repayment: 2

Fees Annual Card Fee: $79.00 Annual Rewards Fee: - Late Payment Fee: $40.00 Duplicate Statement Fee: $7.00 Trans Verification Fee: - Reinstatement Fee: - Over Limit Fee: $40.00 Over Limit Fee Charged When Over: 0 OS ATM Fee Balance: - OS ATM Fee Withdrawal: $5.00 OS Emergency Card Fee: - Interest Charged From: PurchaseDate Annual Fee Waiver:

Features Overseas ATM Availability: Cirrus Interest Paid On Credit Balance: Purchase Insurance: Auto Travel Insurance: false Loan Application Fee Discount: Comments:

Rewards Rewards Program Avail: Program Name: BP-Citi Cash Back Program Partners: Points per Dollar: - Bonus Points Avail: Bonus Point Partners: BP Number of Bonus Points: - Lifetime of Points (mths): - Conditions: 5% cash back rebates with BP is limited per account to the first $600 you spend at participating outlets each Statement Period. 0.5% cash back limited to first $5,000 per Statement Period. Spend for $100 reward assumes that the spend is spread over the required number of periods. Spend assumptions to work out $100 spend is below: 1. Spend at BP of $25 a week will give you $65 cash back of a total spend of $1300 ($25 x 52 weeks = $1300 x 5% = $65) 2. To get $35 cash back all other spend will be $7000 ($7000 x 0.5% = $35) Therefore total spend is $8,300 to get $100 cash back. Note: This is a conservative figure as most people will spend more than $25 to fill up their cars.

Frequent Flyers Conversion to Frequent Flyers: Rewards to Frequent Flyer Ratio: Domestic Airlines: International Airlines: